ss_blog_claim=6cd73fab0d1dd89407889b31eb885dd3 ss_blog_claim=6cd73fab0d1dd89407889b31eb885dd3 Blog Directory Things I Did Not Know Before

Saturday, January 17, 2009

Snoring Isn't Just Annoying, It's Linked to Serious Health Problems


I didn't realize the effect behind snoring! Hubby snores a lot and loud enough to wake up people next door :)... Especially if he is tired and or if he had couple of beers before bed time. Irritates me if happens to be still awake, but most of the times his snores wake me up in the middle of the night.

Snorers have always been the butt of jokes. In cartoons, their nasal roar lifts the roof off houses. In sitcoms, there's the wife who rolls her eyes at her snoring bed mate. But in reality, it's not all that funny. In fact, snoring can be a nightmare for snorers and their beleaguered partners, who may wake up several times a night to poke, prod and maybe hoist loved ones onto their sides for a little relief. It's no wonder that bleary spouses can wake up grumpy and resentful - WELCOME TO THE CLUB, I AM ONE OF THEM!

Studies had proven that it is linked to serious health problems. Loud snoring with breathing pauses is associated with an increased risk of cardiovascular disease and increased health care utilization, according to a new study.


For snorers who don't appear to have sleep apnea, there are other measures to avoid bad nights. They include: avoiding big meals and sedating drugs like antihistamines and alcohol before bed; sleeping on one's side instead of the back; treating conditions like allergies and colds that can cause or worsen snoring, and maintaining a healthy weight.

According to the results, loud snorers had 40 percent greater odds of having hypertension, 34 percent greater odds of having a heart attack and 67 percent greater odds of having a stroke, compared with people who do not snore, after statistical adjustment for age, sex, body mass index, diabetes, level of education, smoking, and alcohol consumption. Quiet snoring was associated only with an increased risk for hypertension in women. Loud snoring was also associated with increased use of health care resources (emergency visits and hospitalization).

Source: Science Daily, News Week

HOW TO REDUCE SNORING?

INSTRUCTIONS:

Things You’ll Need:

  • Step 1: Don't drink alcohol before going to bed. It can increase muscle relaxation, which may make snoring more likely.
  • Step 2: Avoid muscle relaxants and sleeping pills.
  • Step 3: Sew or tape a tennis ball to the back of your pajamas or T-shirt. Snorers are more likely to snore when lying on their backs. The ball will make this position uncomfortable and force you to roll over onto your side.
  • Step 4: To prevent snoring while lying on your back, elevate your upper body 30 degrees using a foam wedge.
  • Step 5: Talk to your doctor about taking an antihistamine if your snoring is caused by a cold or allergy.
  • Step 6: Give up smoking. Experts believe cigarette smoking disturbs sleep and increases the likelihood of snoring.
  • Step 7: Lose weight; this helps reduce the size of the palate.
  • Step 8: Offer your partner earplugs if your snoring keeps him or her awake.
  • Step 9: See a dentist for information about an anti-snoring dental device, which prevents the lower jaw from falling back while you're sleeping.
  • Step 10: Talk to an ear, nose and throat specialist for possible surgery or treatment. There are a variety of techniques that can help reduce snoring.

Tips and Warnings:

  • Heavy snoring can be a symptom of sleep apnea, a sleep disorder that has been linked to serious health problems. If you snore heavily and often feel drowsy or fatigued despite sleeping all night, consult a doctor.
  • This information is not intended as a substitute for professional medical advice or treatment.

How to Reduce Snoring Provided by eHow.com

Thursday, January 15, 2009

How Addicted to Blogging Are You?

I was quite hesitant today not to even re-test my addiction again! But I assumed then, that my addiction level has gone to sky high (I took a test before when I was only 2 months old of blogging then, and here's result back then). ~~ I WAS 92% ADDICTED TO BLOGGING~~ Mind you this was taken at least 6 months ago! Huh? Are you serious? Yes, as in 50/50... hahaha

These past couple of weeks I have actually dreamed about blogging, which could not be a good sign though. I was going to retest my addiction again but kept on forgetting, until just recently I found myself even worst, when I started writing reviews for money!

So it took me to this "catch-22 position" again where I needed to test just to confirm that maybe my addiction level was gonna as high as your ceiling, how high then?

To take a test is very simple, testing your blogging addiction by asking a few questions like how often do you update your blog, how much time you spend on blogging everyday, how many do you open every day, etc...

At the right bottom side you'll see
No thanks, take me to my quiz results just simply click the link and you'll see your result, simply copy the code to add to your post to show the whole world just how addicted you are and (don't forget to remove the dating site link). ENJOY!!

92%How Addicted to Blogging Are You?

I came in at 92%, not bad still the same 6 months ago! What score did you get?

Wednesday, January 14, 2009

Using Metaphors in Creative Writing

In blogging, one of the most important things I have learned over the last 6 months is, by creating or writing articles in a very constructive manner. Not only for the sake of having something to write to or post, we've got to think of phrases that our readers may get interested into, and convince them to stay in and come back.

I must admit, my brain can only do so much! I can say basic construction of sentences or phrases. I have always been hearing hubby is quite good on this. The term
metaphor meant in Greek "carry something across" or "transfer," which suggests many of the more elaborate definitions below:

1) A comparison between two things, based on resemblance or similarity, without using "like" or "as"
.

2) The act of giving a thing a name that belongs to something else
.

3) The transferring of things and words from their proper signification to an improper similitude for the sake of beauty, necessity, polish, or emphasis
.

4) A device for seeing something in terms of something else
.

5) Understanding and experiencing one thing in terms of another
.

6) A simile contracted to its smallest dimensions.

** A figure of speech in which a word or phrase that ordinarily designates one thing is used to designate another, thus making an implicit comparison, as in “a sea of troubles” or “All the world's a stage” (Shakespeare).

** One thing conceived as representing another; a symbol: “Hollywood has always been an irresistible, prefabricated metaphor for the crass, the materialistic, the shallow, and the craven” (Neal Gabler).


Examples of metaphors:
"Life is a journey, purposes are destinations, means are routes, difficulties are obstacles, counselors are guides, achievements are landmarks, choices are crossroads"....


"A lifetime is a day, death is sleep; a lifetime is a year, death is winter"..

"Life is a struggle, dying is losing a contest against an adversary"..

"Life is a precious possession, death is a loss"..


"Time is a thief"..

Examples of Dead Metaphors (clichés)


I'm dead tired"
She's the apple of my eye
He wore me down
I'm heartbroken
Strong as an ox

Examples of Extended Metaphors:

The winds were ocean waves, thrashing against the trees limbs. The gales remained thereafter, only ceasing when the sun went down. Their waves clashed brilliantly with the water beneath, bringing foam and dying leaves to the shore.

The teacher descended upon the exams, sank his talons into their pages, ripped the answers to shreds, and then, perching in his chair, began to digest.

Examples of Mixed Metaphors:

Clinton stepped up to the plate and grabbed the bull by the horn.

That wet blanket is a loose cannon.”

The movie struck a spark that massaged the audience's conscience.

Why Use Metaphors?

  • They enliven ordinary language.

    People get so accustomed to using the same words and phrases over and over, and always in the same ways, that they no longer know what they mean. Creative writers have the power to make the ordinary strange and the strange ordinary, making life interesting again.

  • They are generous to readers and listeners; they encourage interpretation.

    When readers or listeners encounter a phrase or word that cannot be interpreted literally, they have to think--or rather, they are given the pleasure of interpretation. If you write "I am frustrated" or "The air was cold" you give your readers nothing to do--they say "so what?" On the other hand, if you say, "My ambition was Hiroshima, after the bombing," your readers can think about and choose from many possible meanings.

  • They are more efficient and economical than ordinary language; they give maximum meaning with a minimum of words.

    By writing "my dorm is a prison," you suggest to your readers that you feel as though you were placed in solitary, you are fed lousy food, you are deprived of all of life's great pleasures, your room is poorly lit and cramped--and a hundred other things, that, if you tried to say them all, would probably take several pages.

  • They create new meanings; they allow you to write about feelings, thoughts, things, experiences, etc. for which there are no easy words; they are necessary.

    There are many gaps in language. When a child looks at the sky and sees a star but does not know the word "star," she is forced to say, "Mommy, look at the lamp in the sky!" Similarly, when computer software developers created boxes on the screen as a user interface, they needed a new language; the result was windows. In your poems, you will often be trying to write about subjects, feelings, etc. so complex that you have no choice but to use metaphors.

  • They are a sign of genius.

    Or so says Aristotle in Poetics: "[T]he greatest thing by far is to be a master of metaphor." It is "a sign of genius, since a good metaphor implies an intuitive perception of the similarity in dissimilars."

My Sexy Mini Skirt For Beach Gateaways


Hubby loves going to the beach, though I never used to (the fact that I came from an Island and had spent all my teenage years here), but I started to enjoy it when two years back we went to this stunning resort in the Philippines, located in El Nido Palawan. One of the reasons as well was, I hate wearing sexy beach suits but what I did was, I still wore shorts and beach tops but with matching sarong around me. Why? The reason is pretty much obvious - I don't have anything to show off.

However, I have found this site where you can choose among their sexy mini skirts which are not only for beach purposes, you can also wear
them for every occasion. Those who have the gots to carry them (with long legs), you can also be wearing sexy, short or tight mini skirts with matching sandals or boots. I'm sure this is one of every woman's wardrobe fundamentals.

Here at FlirtyLingerie, you can have huge selection of the hottest mini skits, shorts, different styles and cuts of Sexy Mini Skirts, Schoolgirl and Micro Mini Skirts and the latest fashions in sexy skirts.

The good news is, I won't be having any trouble of going around the shops to look what I want, I just sit down at home in front of my computer and buy online, the fact that they ship world wide.




Sunday, January 11, 2009

Flattering Compliments From An Advertiser


On my yahoo messenger, I have been receiving "friend requests" from unknown users/accounts and would have assumed so they were all bloggers. So they all went to my "blogging friends" group. Though I've always ask in the beginning if they've seen my account or YM ID in one of my blogs or any blogging communities I am connected to.

Anyway, the reason I have mentioned and shared this to you is, yesterday I got a friend request (name disclosed), I added straight away while
he had sent his first message "Hi - you recently did a post about blood pressure monitoring for payingpost.com", which I really thought all the while he was from paying post and was going to advise me to have my account or this particular post to have been canceled, while it got an email notification saying that my post was approved about 5 days ago! Even before I've hit the enter key on my keyboard to send my reply, he sent another message, a request to remove additional link I've added because it wasn't necessary. Which I duly did, he thanked me and he continued send me more messages....

Advertiser: "I've put more opportunities up today and wait for approval - I hope you are able to write for me again"...

Me: "ohh really thanks so much! Yepp definitely will take and write if can be able to reserve"....

Advertiser
: I like that your blog (madzlifesdiary) has a lot of real posts as well as some from payingpost - How many opportunities do you get with payingpost?


Me
: uummm not a lot really due to my location... hubby & I live in the UK but we are here in Angola at the moment to work


Me
: thanks for the compliments.. I didn't know I love writing until I learned about blogging....

Advertiser: writing a blog is a great way to put things down and if you can earn a few bob sometimes then all the better. many thanks again for removing the link and I hope to visit again

Me
: yupp no problem, anytime... my pleasure to write for you as well & thanks for having been given me this opportunity, and for your approval too...


I was flattered for having been recognized for my good work... I could not asked for more now, except to give me more opportunities to write to and to be approved! Not knowing that last night when I logged in on Paying Post, there were two open opps, grabbed them straight away, posted in my 2 different blogs. One was about LCD TVs/HDTVs which I posted on Madz Life's Diary, while the other one was about BLOOD PRESSURE MONITOR (exactly the same as my first opp from the same mentioned advertiser), but was posted on this blog - Things I Did Not Know Before.

Mind you, I was up blogging until 3 o'clock last night. But it was worth the efforts though as these posts were approved in just a matter of hours, not even 24 hours!! WOW, and they were $9 and $8 huh.. additional income...

Saturday, January 10, 2009

Understanding The Significance Of Correct Blood Pressure Monitor


On my other blog, I wrote about my father who had his instance of high blood pressure which really scared us off. His first attack was two years ago, but then he had to maintain his medications and have had is regular visits to his doctor. However, since we live in an Island which is miles away from the hospital, he was advised to buy his own blood monitor so he can do it at home, while I did insist as well to buy one for him. When we all learned the risk of it, we were terrified of having another attack which was possible (we all thought) due to family problems we were facing
right then. In addition to this data-skewing "White Coat Syndrome", a fear occurring when one enters a hospital or doctor's office, which creates a change in normal heart rate. This was one of the reasons too why we saw the necessity of buying monitor for his blood pressure, for an easy relief of this mentioned syndrome and to cut back his visits to his doctor's office.

Blood pressure measurement seems to be a very simple thing to do. Actually, there are a number of precautions that need to be taken. High blood pressure increases your chance (or risk) for getting heart disease and/or kidney disease, and for having a stroke. It is especially dangerous because it often has no warning signs or symptoms. Regardless of race, age, or gender, anyone can develop high blood pressure. It is called the silent killer because it usually has no symptoms. Some people may not find out they have it until they have trouble with their heart, brain, or kidneys. That's why blood pressure monitors are necessary to constantly check anytime at home.

If you have recently been diagnosed with high blood pressure, or any other ailment resulting from high blood pressure, it is imperative to properly monitor yourself. By doing so, you can more easily make the necessary changes to your lifestyle by finding the exact times of day, foods, or activities that increase your blood pressure. Through this knowledge, you will more easily relieve your body of this burden.

Wednesday, January 7, 2009

When Do You Say You Have Lost Fats When You Do Exercise?

I've got to tell you now that I have been running in the morning, up until Christmas I stopped for a week plus the New Year, so in short, I stopped for at least 2 weeks! But it wasn't bad though, in fact I have managed to loose 6 kilos, YES IN JUST A MATTER OF 1-1/2 MONTHS... Yes, I did! To only do two things - RUNNING and CONTROL YOUR FOOD INTAKE, especially sweets and chocolates.

However, over the holiday celebrations I should say that I put on weight again (too much yummy Christmas puddings, chocolates and plenty cooking... lol), but not as much as I have lost, otherwise, all my efforts would have been in vain. Until this morning I was asked by one of our expats here, if I went jogging this morning? I said, NOPE and I think I need to start since I have put on weight over the past two weeks, and he started talking about IF I SMELL SOMETHING STRANGE WHEN I SWEAT OR AFTER RUNNING!!!

I have learned that when you smell ammonia after running, YOU ARE NOT LOSING FATS, YOU ARE LOSING MUSCLE INSTEAD!!

AMMONIA AFTER RUNNING explains, that "young men at their physical peak begin smelling strongly of ammonia after weeks of insufficient caloric intake, lack of sleep, and non-stop exhausting exercise. The smell is assumed to be the indication that the body has stopped burning fat and started burning muscle". Therefore, I was losing fats cause I don't any stinky smell after I run in the mornings. He said, he does... so he is quite worried he might just wasting time of running as well.

Yea make sense to me, but what is it suppose to me then that I am a woman?

Typically, the smell
is associated with high intensity exercise, especially if completed for an extended period of time (such as a high intensity 60+ minute run). The logical answer would be that the kidneys are dumping nitrogen (ammonia is NH3) in an effort to buffer the increased lactic acid production or because the body is breaking down protein, which also has nitrogen as a base. In my experience it should go away as your body adjusts to training. Eating more carbs may or may not be a solution. Decreasing the intensity of your workout a little may also be a solution. Generally, getting your body to the point where you have an ammonia smell would not be considered healthy no matter what the cause is.

Could this smell be dangerous? Or is it a warning sign of some underlying problem?

First, this ammonia smell is—in fact—ammonia. Our body produces ammonia every time we run hard. Whether we smell it or not is a different story, but our body produces it on every long, hard run. The reason this happens is ammonia is a by-product of protein metabolism. When we run hard and long, our body burns protein and carbohydrates for fuel. When the carbs are burned off (or there isn't adequate carbohydrates), the distinctive ammonia smell presents itself.


The fact that ammonia is produced on every run doesn’t mean the smell is noticeable afterward. Usually the smell is only present when there is the carb deficit. This increase the ammonia levels in your muscles and the ammonia is then picked up by your blood and carried to your respiratory system. When this occurs, you can usually smell it. In addition, some of the ammonia will show up in your sweat which makes the odor even more noticeable.


The smell usually isn’t anything to worry about. But if it persists, you probably aren’t taking in enough carbohydrates. If you emphasize carbohydrates before, during and after running and the ammonia smell is still around, you should get checked out by a physician. This isn’t dangerous at all. But it is a not-so-subtle warning from your body that it needs more carbs (rather than more protein) to burn on long and hard training runs.


The solution is easy: Eat more carbohydrates to fuel your muscles. Especially if we’re running longer than an hour or two your muscles crave carbohydrates which burn easier than protein. We can also do this by taking in in carbohydrates while running. Simply drink a cold sports' drink (which has carbohydrates) every 15-20 minutes while running. If our carbohydrate intake is adequate to fuel our running, the ammonia smell should disappear.


Our body will still be producing ammonia, but we probably won’t be able to smell it.

_____________________________________________________________

Related Articles:
Morning Banana Diet
Treadmill, My Diet Partner Brisk Walking Can Curb Chocolate Cravings
How To Make The Most Of Your Metabolism
Spiritual Diet, Ways Of Losing Weight
Fab Fitness In 20 Minutes

Monday, January 5, 2009

I Applied This Blog to "Blog for Money"


I beg your pardon? Do you really want to lose your PR3 in here?....


This is a huge dilemma I have at the back of my head the minute I submitted this blog of mine to PAY PER POST and PAYING POST, even before I have applied it! I know we are just running in a big circle here, in a vicious circle as to what exactly our reason for blogging. By the way, they both approved this blog straight away, simply because of my PAGE RANK. See, imagine your blog's market value if you get a high page rank!Needless to say, what's the use of your page rank if you don't maximize it to be able to earn right?

Well, I am just happy to inform everyone that this one has already been approved to both mentioned advertising companies, and anytime soon will be accepting and posting paid posts. So now that I have 2 blogs for money, fingers' crossed I could be able to get decent amount of opps, and hopefully I won't be busy at work so I could make as much as I can! Yaaaaahhhhhhhhhooooooooo....:)

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Related Post: How To Avoid Losing Your Page Ranking, This Blog of Mine Got PR3

Friday, January 2, 2009

This New Blog Of Mine Got PR3 Already!!


WOW! PR3 in just a matter of 2-1/2 months? I just couldn't believe!... Yet I am so thankful and lucky to have became Mr. G's favorite! :).. kidding aside... Imagine all my 3 BLOGS are on PR3, got my first 2 blogs on PR3 in just a matter of only 2 months as well.

1) Madz Life's Diary
2) My Beach Wedding in Mauritius
3) Things I Did Not Know Before

I have read couple of my friends' blogs to have got their PR climbed up one step as well, this was right after the new year, meaning the big G is giving away New Year's gift! Uuumm wondering if he's just being generous this time around, only to take it off back again soon especially those blogging for money.... Well, good luck to us guys, my target now is to mount as higher as we can go.
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Related Post: How To Avoid Losing Page Ranking

Monday, December 29, 2008

Adding Your Other Blogs' Links/Updates


Yesterday I didn't do much visiting, dropping EC's nor writing any article at all on any of my blogs. Instead, I was re-shuffling my page settings, layouts, gadgets, HTML's on my 3 blogs, and trying to be genius in working out codes, blah blah blah...,, which obviously I DO NOT KNOW! However, I wasn't that convinced that I really don't know these things, its only a matter of a "trial and error" though. I had that "self-imposed attitude" - "I MUST LEARN MYSELF, IF OTHERS DO CAN WHY CAN'T I? You know what I mean?


This was mainly the reason why I have created this blog, to be able to share new things I have discovered or learned myself through experiences.

Until in some stage, I found a better way on how to show off my other blogs on my pages (you know which shows the latest updates), which for about two weeks now that I've added just the simple links of them! Didn't know it was as simple as the photo shown below, just by simply adding widget/gadget and click add BLOG LIST which shows below, and you can un-check some options and leave those ones you want to show, and by clicking all it shows like on the 2nd and 3rd photos.
So I duly did, thought it was a very successful attempt or move, which I have found out in the end that my 3rd blog - Things I Did Not Know Before (this blog itself) wasn't showing any updates at all. You know what I'm talking about? As you can see below, my wedding blog is showing all the details (latest article, its first paragraph and the time I have posted it), unfortunately, the 2nd blog link doesn't.... But if as you can photo below, my other 2 blogs (Madz Life's Diary and My Beach Wedding in Mauritius) are working fine. Then I thought, uummmm if I am not mistaken there must be something to do with my FEED BURNER FEED. I have checked and yes it was (I mistakenly added the wrong feed), I have changed it and still wasn't a success!.. Don't know where and how to resolve this, I shall leave it for now until I will finally find a solution. By the way, I have checked my BLOG CATALOG and MYBLOGLOG feeds as well (they both have the same feed addresses of my 3 blogs), and I tell you what, they made me even more confused!! The fact that Blog catalog doesn't show any updates of my Wedding Blog, while on My Bloglog does. They both show updates on my Life's Journey one, but don't show any updates on this particular blog which then coincide with my original problem.

Tuesday, December 23, 2008

How To Avoid Losing Page Ranking?


I am truly PROUD and AMAZED at the same time, to have been able to get PR3 on my both blogs!


1) The Pride of Hingotanan Bohol - which I started 18th of June '08, checked my PR sometime between late August and early September as far as I can remember (after 2 months), I was so amazed to have seen number 3!!

2) My Beach Wedding in Mauritius - was created on the 20th of JULY '08, and sometime September that was
(after 2 months), I checked my PR out of curiosity, I was truly stunned and shocked!! At the beginning I just could not believe, and had to redo it plenty times to make sure it was correct and if I used the correct website to check PR before I showed if off on my blog.

Now, if you'll ask me HOW DID I MANAGE TO GET THIS HIGH RANKING?, I could not tell you exactly the secrets of SEO, but I can tell you precisely what I did this period. Do you really want to know? I know you have the idea more or less, surely much more than I do, in optimizing and improving site's ranking. But let me share with you, some practical ways I have ever done to have managed to get this rank, I just hope they all make sense to all of you:

1) On my first month of blogging, I just CONCENTRATED ON WRITING - BEING CAREFUL OF THE KEYWORDS I HAVE HAD TO USE (possible phrase or group of words people might type in when making their research, on every topic you wanted to write about!). Until after few days, I was able to collect decent amount of posts to have been qualified in Google Adsense (that was when I learned on earning money in Google Ads).

"Lesson1: Let Google be aware that you are online everyday, by making updates through writing posts. Think about of billions of people googling anything on the net! READERS ARE OUR TARGET HERE!!"


2) As soon as I was approved, I still maintained on updating my sites every single day and write article at least 1 a day, while VISITING OTHER BLOGGERS' SITES / HAVE EXCHANGED LINKS as many as I could every single day (I tried though busy at work sometimes).

"Lesson2: The more you visit other blogs and send comments, the more you'll get visitors back on your site, which eventually accumulates traffic, which then becomes always a ready-access or front-liner of Googlebot to crawl + backlinks you ought to get in exchanging links!"

3) I did submit my blogs on VARIOUS SEARCH ENGINES and BLOG SUPPORTS/COMMUNITIES, as people use various search engines in making their researches.

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I haven't finished just yet, this is just the beginning of this article about HOW TO AVOID OF LOSING PAGE RANKING? Do you think I can afford to loose them, after all the efforts I've been given and mentioned points above I have taken into consideration? Of course not!!!

But how could I, while earning decent bucks in WRITING REVIEWS from advertising companies (like PayPerPost, Smorty, Blogsvertise, SponsoredReviews, BuyBlogReviews, etc)... I have already read from other bloggers, that as soon as you write reviews which obviously requires the "DISCLOSURE POLICY / SITE-WIDE DISCLOSURE", you'll eventually loose your page ranks!! It was only yesterday that I registered on BLOGSVERTISE, and have confirmed the issue myself. It says:

Avoid excessive ads & badges. Avoid "hire me" or "get paid to post" badges, bubbles, and avoid copy & pasted disclosure policies. If you feel obligated to tell your readers that you particpate with blog ad services, use your own words for your disclosure.

Best: Its best/ideal to just completely remove/delete a pre-written disclosure policy you have copied and pasted from other services and put something in your own words. Or better yet just delete the disclosure policy entirely. It is best to not display any "hire me" or "get paid to post" badges.

Lost Pagerank: If you have already lost your pagerank and it fell to zero, it is best to just start a new blog on a new domain/url, and start fresh. It will take a few months for your blog to obtain pagerank again, but if its not full of hire me badges, bubbles, and disclosure policies, it should avoid having its pagerank removed. Check our other help tips for suggestions on increasing your task rates and making your blog more popular.

Again it is best to avoid and delete any type of pre-written copy and pasted disclosure policy.

ANY SUGGESTIONS AND THOUGHTS ARE WELCOME!